Loss Adjusters

For all claims in excess of £1,000, your insurance company will appoint their own Loss Adjuster whose sole aim is to investigate your claim and to see whether your Insurers have grounds for turning it down.

When they meet you they will suggest that they are impartial but, because they are paid by your Insurers, you may be drawn to the very obvious opinion that their "impartiality" is unlikely to rest in your favour. The Loss Adjuster is paid by the insurer to pay you the least amount that they can get away with and, in many cases, not to pay out at all. The Loss Adjuster will sometimes use the tactic of delaying the settlement of your claim in the hope that you might agree to a lower settlement to avoid further stress and disruption. This ‘wearing down’ of the claimant is not uncommon.

Loss Assessors - How Salmon Assessors can help you.

When making an insurance claim, you are generally very stressed and nervous, worrying not only about the outcome but as to how long it will take to settle. Also, in the event of a serious flood or fire, you're also very concerned as to the effect this will have on your family's well-being. You have every right to expect your insurer to honour their contract with you to make things as easy as possible to get your life back to normal. Your insurance policy contains Terms, Conditions, Policy Endorsements and Exclusions which are all open to interpretation and often misinterpretation. You cannot confidently claim to understand the entire policy wording, and you do not know how the insurance company are likely to respond to your claim. Why should you?....You're not an insurance claims expert.

The Loss Assessor is your expert insurance claim professional just as a solicitor or an accountant would be your expert guide when you are involved in legal or tax matters. Salmon Assessors offer a complete claims service. We are there to fight your corner and to represent your interests. The Loss Adjuster is employed by your Insurers to protect their interests. Salmon Assessors will ensure that you receive your full entitlement to the maximum settlement that your policy allows.

When you instruct Salmon Assessors, you will alleviate the stress which accompanies every large claim. You will know that the matter is being handled by consummate professionals ensuring your claim is brought to a speedy settlement.

Salmon Assessor’s role is to totally project manage your claim by applying our specialist knowledge and expertise on all aspects of your insurance policy, resulting in your receiving the highest possible settlement. Let us be frank from the very start and if this sounds a little mercenary then we make no apology. The higher the settlement we get you then the more we get paid...It's as simple as that! There couldn't be a better incentive for us to ensure you get the maximum out. Incidentally, the less the Insurance Loss Adjuster pays you the more his employer, your insurers, will use him. It's in his interests to pay you as little as possible.

Salmon Assessors are there to assist you in every aspect of your claim and here are some key elements that we undertake: -