Salmon Assessors have dealt with thousands of claims over 25 years and no other firm of Assessors are more qualified to help you through such a disaster.
If you've experienced water damage at either your home or business, it doesn't take long for the catastrophe of the situation to sink in. So often, what at first glance seems like a relatively minor incident can quickly turn into a disaster area.
The discovery that someone has violated the privacy of your home or business is traumatic and the distress that invariably arises when you're making an insurance claim can be as bad as or even worse than the actual incident.
Not a day goes by when we are not contacted by the owner or Directors of a business to help them negotiate a commercial theft, burglary or flood claim. So often, the owners thought that it would be a very straightforward matter. It seldom is!
The Loss Assessor
The Loss Assessor is your expert insurance claim professional just as a solicitor or an accountant would be your expert guide when you are involved in legal or tax matters. Salmon Assessors offer a complete claims service. We are there to fight your corner and to represent your interests. The Loss Adjuster is employed by your Insurers to protect their interests. Salmon Assessors will ensure that you receive your full entitlement to the maximum settlement that your policy allows.
The Loss Adjuster
When you make a claim of over £1,000, your insurance company will appoint an Insurance Loss Adjuster to investigate your claim. The Loss Adjuster's task is to establish what in his opinion it should cost to repair the damage or replace stolen possessions. Loss adjusters always stress that they provide a completely independent service and are not directly employed by the insurance companies. However, because they are paid by your Insurers, you might, not unreasonably, be drawn to the conclusion that their independence is compromised and seldom falls in your favour.
What we can do for you
Salmon Assessors are acknowledged both by the Media and our clients as the UK's leading Expert Insurance Claim Negotiators. No other Loss Assessor can legitimately claim to be able to guarantee a higher settlement from your insurers.
We are best known for achieving phenomenal results where other loss adjusters and loss assessors fail. We simply don't know the meaning of "give-up" and we'll fight your corner until we get you the highest possible settlement. We are the company that other loss adjusters often turn to when they need advice!
Loss Adjusters | Loss Assessors | Insurance Claims Advice
You have every right to assume that your insurance company will honour the insurance contract and pay you out with the same speed that you paid your insurance premium. Unfortunately, this rarely happens and so often, the insurance company will rely on the small print of the terms and conditions of your insurance policy. The vast majority of insurance claimants are under the very mistaken illusion that the insurance loss adjusters employed by insurance companies are independent. In fact, many policyholders express great surprise that the claim adjusters are not independent and are employed by insurance companies to limit the amount that their employers have to pay out. We are Salmon Assessors, probably the United Kingdom's best known insurance claim assessors. It has to be said, that many of our clients initially believed that we are independent insurance claim negotiators. We are not! We cannot be independent.
To be independent suggests that one does not favour either the claimant making the insurance claim or the insurance company itself. Salmon Assessors are not independent insurance claim specialist and nor do we claim to be. The only party to the insurance contract that we at Salmon Assessors are interested in protecting and helping is YOU, the claimant. We are the United Kingdom's best known insurance claim experts and, more often than not, it is our Chairman and founder, Jeffrey Salmon who the media first call upon for comment on any major insurance story of the day, whether it be a major fire claim, flood claim, or news worthy burglary claim.
Most insurance claimants get confused between the roles of the insurance loss adjuster and the insurance loss assessor. To confuse things even more, in the United States we are known as Public Insurance Adjusters one of the first questions we are often asked by potential customers after they have a claim is, "How can I be sure that Salmon Loss Assessors will be able to negotiate my claim better than I could myself". The answer is not a difficult one for any Insurance Claim Expert to answer. If you, the person or company making an insurance claim is unlucky, you might experience two or three large claims in your lifetime.
Incidentally, a large claim is defined by the Association of British Insurers (ABI) as being over £5000. We, as an insurance claim service handle hundreds of insurance claims a year. It's all we do and we know our way around the industry. We do not sell Insurance Policies and it might be of interest to learn that a very large percentage of our business is passed to us by insurance brokers. We are very aware as to what can or can't be claimed for. We will not be intimidated by the professional insurance loss adjuster who may want to "knock your claim down", because our fees are based upon a small percentage of what we achieve for you, it is very much in our interest to ensure that we, as professional loss assessors negotiate the highest possible settlement. The more we get you, the more we earn... Could there be a better incentive for us to make sure we get you the maximum settlement.
60% of our customers are actually "returning customers". They come back to us because we are expert claim negotiators.
If you simply need insurance claims advice then please note that we make no charge whatsoever for any advice we give you over the telephone relating to your insurance claim help.
However, in our opinion, the real advantage by your instructing an insurance claims specialist (we hope it's Salmon Assessors!), is to save you from the inordinate amount of time and aggravation that assessing claims inevitably brings upon you, the insurance claimant. It is important to bear in mind that insurance companies rarely negotiate insurance claims themselves. By instructing a firm of loss adjusters to act on their behalf, they more than realise that selling this insurance policies is a totally different discipline to insurance claim negotiation. Whether you instruct Salmon Assessors (we hope so) or any of insurance assessor competitors, we hope you will be as prudent as your insurers and let an insurance claim professional negotiate your claim. It is a rare instance that our fees are not at least covered by the extra amount we will bring to your claim by way of expert negotiation.
It is so easy to forget that the insurance Loss Adjuster (working for the insurance company) is not being paid to offer you help with your insurance claim. It is simply not in their interest to give you insurance claims advice which might end up costing the Insurance company much more money! Telephoning Salmon Assessors will be your first and best step to getting as much insurance claims advice as you need. Think of Salmon Assessors as your "one-stop shop for all kinds of Insurance Claims help". It is what we do best. We do not sell insurance policies - we only specialise in insurance claims management. It is so important that you fill in your insurance claim form correctly and honestly. We are the best known insurance claims management experts in the UK. So if it's the best possible settlement you're after with the least possible chance of having your insurance claim repudiated, then contact Salmon Assessors for all types of insurance claim advice.
You won't go to a Court of Law without the support of a barrister or at the very least your own solicitor. Why on earth would you enter into the negotiations of an insurance claim with many thousands of pounds at risk without your own expert. So when you need insurance claim advice in a hurry then simply telephone our insurance claims advice team anytime of the day or night so we can put your mind to rest any insurance claim matter. Get TV and Radio's Claim Expert & his Team to Manage Your Claim Fast!



